The definition of credit began as a honour system. To be credible means you can be trusted. Your word was your guarantee and deals are made on a handshake.
It's far too hard for people to obtain credit even when they work. So what chance do people on the East Side have?
They say "Give man a fish and he will eat for a day. Teach a man how to fish and he will eat forever."
There are a lot of initiatives to provide temporary support for people. Whether they be welfare or food bank. But these are all temporary solution. And by the time you get to that point, it is already too late to recover. I want to make a change where people don't have to resort to these help. That they can make a stand for themselves and recover from a financial crisis much faster and easier.