Years of no savings, and poor financial managment has left me in a very bad position. I want to take control of my life through these steps;

1. Create a budget

2. Consolidate all my debt

3. Put 15% of my pay check immediatly into savings

4. Get a better credit card

5. Sell useless junk

I'm frustrated with my family's spending habits crippling our finances, causing finger-pointing and resentment, and blocking us from enjoying each day and thriving in all the exciting possibilities we used to see for our future. We're going to PLAN and PREPARE our daily lives in order to save money.